Cord McKay has quit the New York police force and come home to raise his little girl in the small town where he was born. He needs a job, but the last thing he wants to do is act as bodyguard to Stacey Webb. Stacey's father is the reason Cord fled town as a teenager.

The problem is that Stacey's in real danger. And even though she doesn't remember what happened eighteen years ago, Cord does - and he owes her big time.