William FitzWilliam Delamere Chalmers, Lord Dawlish, or "Bill", makes his living as a London club secretary. His beautiful fiancée, Claire Fenwick, will not marry him unless he makes more money. Bill decides to move to America in hopes of striking it rich. Just before he sails, Bill is unexpectedly bequeathed a million pounds by an American he once helped at golf; the millionaire left his niece and nephew only twenty pounds, which makes him uneasy. He endeavors to approach them and see if he can fix up something, like giving them half the inheritance. He discovers that it can be difficult to give money away.